Built for exporters and remote teams

Money that does not lose a slice at every border

Hold thirty currencies, receive on local account details in eight of them, and convert only when you choose to — at the mid-market rate with our margin shown as its own line.

243K
Accounts open across 41 countries
489M
Received on local details in the last year, USD
30+
Currencies held without converting

What the account does

Four things, three of which most banks charge separately for.

Free transfers anywhere we hold the currency

Send to any account in a currency you already hold and there is no transfer fee — because no conversion happened. The fee only ever attaches to the conversion, which is the honest place for it.

Free transfers anywhere we hold the currency

Hold thirty currencies

Keep what you were paid in until the rate suits you. Balances are yours, not a position we take against you.

The rate and the margin, separately

Every quote shows the mid-market rate and our margin as two numbers. A single blended rate is how a 4% fee hides inside a “no fee” claim.

Statements your accountant accepts

Per-currency ledgers with the conversion rate stamped on the transaction, exportable to Tally and Zoho Books.

What it costs

The conversion margin is the price. Everything else is listed so it cannot surprise you.

Freelance

One person

0.45% conversion margin
  • Local details in 4 currencies
  • Hold all 30
  • No monthly fee
  • No minimum balance
  • One user
Most chosen

Business

Exporters and agencies

0.30% conversion margin
  • Local details in all 8 currencies
  • Hold all 30
  • ₹1,500 per month
  • Up to 10 users, separate limits
  • Bulk payouts by CSV
  • Tally and Zoho export

Scale

Over $2M a year

Negotiated from 0.18%
  • Everything in Business
  • Margin set against your volume
  • Named account manager
  • API access
  • Settlement reporting

From customers

We were losing between three and four per cent on every dollar invoice and could not see where, because the bank quoted one blended rate. Here the margin is its own line, so I can argue with it. Last year that difference was about eleven lakh.

S
Sneha Iyer
Director, a Hyderabad export house

Start selling with FineX

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