Money that does not lose a slice at every border
Hold thirty currencies, receive on local account details in eight of them, and convert only when you choose to — at the mid-market rate with our margin shown as its own line.
What the account does
Four things, three of which most banks charge separately for.
Free transfers anywhere we hold the currency
Send to any account in a currency you already hold and there is no transfer fee — because no conversion happened. The fee only ever attaches to the conversion, which is the honest place for it.
Hold thirty currencies
Keep what you were paid in until the rate suits you. Balances are yours, not a position we take against you.
The rate and the margin, separately
Every quote shows the mid-market rate and our margin as two numbers. A single blended rate is how a 4% fee hides inside a “no fee” claim.
Statements your accountant accepts
Per-currency ledgers with the conversion rate stamped on the transaction, exportable to Tally and Zoho Books.
What it costs
The conversion margin is the price. Everything else is listed so it cannot surprise you.
Freelance
One person
- ✓Local details in 4 currencies
- ✓Hold all 30
- ✓No monthly fee
- ✓No minimum balance
- ✓One user
Business
Exporters and agencies
- ✓Local details in all 8 currencies
- ✓Hold all 30
- ✓₹1,500 per month
- ✓Up to 10 users, separate limits
- ✓Bulk payouts by CSV
- ✓Tally and Zoho export
Scale
Over $2M a year
- ✓Everything in Business
- ✓Margin set against your volume
- ✓Named account manager
- ✓API access
- ✓Settlement reporting
From customers
We were losing between three and four per cent on every dollar invoice and could not see where, because the bank quoted one blended rate. Here the margin is its own line, so I can argue with it. Last year that difference was about eleven lakh.
Start selling with FineX
Tell us what you are trying to do and we will tell you whether we are the right fit.